Understanding Disability Insurance In Seguin, TX.
What Is Disability Insurance in Seguin, TX?
Disability insurance is a type of insurance that will provide income in the event a worker is unable to perform their work and earn money due to a disability. Yarbrough Agency offers disability insurance in Seguin, TX. There are many types of organizations that provide different types of disability insurance. Each organization and disability insurance type has specific rules as to what constitutes a disability and how a person might qualify to receive the disability benefit. This basic insurance is a key social justice concept. There are two types of disability insurance: short term disability insurance in Seguin, TX, and long term disability insurance in Seguin, TX.
Short Term Disability Insurance
Short term disability insurance policies offer a worker a portion of their salary if they are unable to work for a short period—typically three to six months. Yarbrough Agency can help you get the best disability insurance in Seguin, TX depending specifically on your case. Short term disability insurance in Seguin, TX provides a portion of your income to your family when you are injured or ill and unable to work.
Long Term Disability Insurance
Long term disability insurance offers a worker a portion of their salary if they are unable to work for a longer period—typically a period of over six months. It is important that during a disability period you and your family will continue to receive income. Yarbrough Agency provides long term plans for disability insurance in Seguin, TX that you need.
Key Take A Way’s About Disability Insurance
Both short term and long-term disability insurance in Seguin, TX have a period that a person must be disabled before that individual is able to start receiving disability benefits. Be sure to contact Yarbrough Agency to further discuss your personal case and disability insurance in Seguin, TX. The period of time is called an elimination period. If a person becomes disabled, they must wait until the elimination period is over before they start receiving benefits. If they are able to work before the elimination period is over, the person will not receive a benefit.